West Virginia USDA Rural Housing Loans from AFR
"Almost heaven, West Virginia, Blue Ridge Mountains, Shenandoah River"-if John Denver's song, "Take Me Home, Country Roads" reminds you of how wonderful owning your own home in The Mountain State would be, read on! Home ownership, especially for folks in rural areas is not always easy, which is why American Financial Resources is a proud lender for the USDA mortgage program. What began in 1949, continues today and has already given over 2.7 million Americans the opportunity of home ownership.
Is a WVA USDA Mortgage Right for Me?
- They are the only zero money down mortgage program available to borrowers outside of the US military.
- Families with lower incomes and those with less than perfect credit can apply.
- It requires no monthly mortgage insurance, offers low interest rates, and flexible guidelines.
- The home must be in an area designated as rural by the USDA.
In West Virginia, there are a substantial number of eligible properties throughout the state. From areas close to historic Harper's Ferry, the majestic New River Gorge, or near metro areas, such as Wheeling and Charleston, you're sure to find the perfect spot! You can also use the link on our website to find out if homes you are considering are within an eligible area.
For all the details on USDA mortgages, please contact an AFR loan specialist at 800-316-9508. If a USDA mortgage is not right for you, we also offer a full range of home financing programs, including FHA, debt consolidation, interest only loans, and refinancing. One is sure to be right for your West Virginia home purchase!