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  • Home > South Dakota

    Your South Dakota Mortgage Lender

    Hallway lined with bookshelves. Learn about South Dakota mortgage options at aftmortgage.com.American Financial Services is pleased to bring low SD mortgage rates and great programs to home buyers and homeowners in the Mount Rushmore State. From the Capitol City of Pierre to the Black Hills in the southwestern part of the state, we have your South Dakota home mortgage needs covered. Whether you are looking to refinance a home near Augustana College in Sioux Falls, obtain a VA mortgage loan for a property near the Ellsworth Air Force Base, or are searching for a no money down mortgage for a home outside of Aberdeen, we have the South Dakota home loan program you are looking for. Give us a call today to learn about our South Dakota mortgage programs.

    Research Mortgage Rates and Get Started Online

    • Call us today for a free consultation and rate quote - 800-316-9508
    • Fill out the Mortgage Rate Quote Form on this page and one of our mortgage consultants will contact you.
    • Get Started Online.

    Comparing Apples to Apples

    When shopping online for a South Dakota mortgage, you want to make sure that you are conducting an "apples to apples" comparison of rates and fees. Be sure to request a Good Faith Estimate and then match the numbers from the various estimates you receive. Always be sure to look at origination and discount points and the other pre-paid finance charges involved. As a South Dakota mortgage lender, we are committed to delivering competitive mortgage rates and a broad selection of quality South Dakota home loan products. Call AFR today to learn more about how we can help you with your home mortgage needs - 800-316-9508.

    South Dakota Housing & Finance Resources

    SD Flag - Information on South Dakota mortgage broker, banking, and credit union groups.Learn about programs, grants, and resources that can help turn your South Dakota homeownership dreams a reality. Research the options for down payment assistance, housing counseling, and more.

    South Dakota Housing Development Authority
    3060 E. Elizabeth St.
    Pierre, SD 57501
    (605) 773-3181

    HUD's Good Neighbor Next Door - SD Teacher mortgage program. Home loans available for police, firefighters, and EMS personnel.

    USDA - Research SD USDA Rural Housing Loans

    HUD in South Dakota - Resources from The Department of Housing and Urban Development.

    Regional Programs:

    Homes Are Possible, Inc. - www.homesarepossible.org
    Northeast South Dakota Community Action Program - www.nesdcap-nesdec.org


    South Dakota Mortgage Brokers, Banks, and Credit Union Association Information

    Shopping for a mortgage is one of the most important financial decisions a person may make in their lifetime. As a South Dakota mortgage lender, we want our clients to have the tools and resources to make well informed decisions. Please take a look through our web site to learn more about our products, rates, and services. Feel free to call us toll-free 800-634-8616 with any questions. You can also use the resources below to find out about industry related associations in your state.

    South Dakota Association of Mortgage Professionals (brokers, lenders, and other industry professionals)

    South Dakota Mortgage Bankers Association
    PO Box 1081
    109 West Missouri Avenue
    Pierre, SD 57501-1081

    Credit Union Association of the Dakotas
    2005 North Kavaney Drive
    PO Box 7250
    Bismarck, ND 58507-7250



    American Financial Resources is a BBB Accredited Business. Click for the BBB Business Review of this Mortgage Banker in Parsippany NJ