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  • Get AFR Mortgage's Rate Assurance

    Rates are volatile. They go up, they go down. Choosing the best time to lock will no longer keep you up at night. Lock in with AFR Mortgage today and your lock will come with our Rate Assurance.


    How It Works

    If rates move down .25% or more* prior to your lock expiration (or closing whichever occurs first), you are eligible for a free float down to that market rate. Lock in today and know our Rate Assurance has you covered.

    AFR Mortgage's Rate Assurance program is not availble for 5/1, 7/1, or 10/1 adjustable rate mortgages or non-conforming jumbo loans.


    Monitoring Current Pricing & Steps to Take

    If your current rate lock* with American Financial Resources, Inc. is more than .25% higher than the rates below please contact your loan officer to inquire about a Rate Assurance float down.

    *Rate comparison calculation will be based on same loan program, rate, fee and lock period from the day of lock to market rates posted on this page. Please note lock expiration date will remain the same. A float down will lower the rate and is not a new rate lock with a new lock period. Rates depicted above are based on a rate and term refinance with 75% LTV, NJ based $300,000 loan with a 740 FICO documenting income to qualify. This is not a commitment to lend.


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