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  • Home > North Dakota

    Find North Dakota Mortgage Loans with American Financial Resources

    Researching mortgage rates. Helpful North Dakota mortgage information available from AFR. If you are looking for low North Dakota mortgage rates and a great selection of ND mortgage programs, you have come to the right place. As a North Dakota mortgage lender, we strive to help all North Dakotans make their dreams of homeownership a reality. Whether you are looking for a VA loan to purchase a home outside of the Minot or Grand Forks Air Force Bases, a USDA mortgage for a starter home in the Red River Valley, or a 20 year home loan for rental property in the state capital of Bismark, AFR Mortgage has the mortgage program to meet your needs. Call us today at 800-316-9508 for a free rate quote and home loan consultation.

    Request Current Mortgage Rates (3 Options):

    • Dial 800-316-9508 for a no obligation consultation.
    • Get the ball rolling by getting started online.
    • Use the Rate Quote Form on this page to request current pricing and closing cost information.

    Types of Properties We Finance (Terms and Conditions May Apply)

    • 1-4 unit primary residences, second homes, and investment properties
    • Stick built homes, condos, townhomes, modular properties, and single and doublewide mobile homes on owned land

    North Dakota USDA Rural Housing Loans from AFR

    Have financial hurdles prevented you from buying a home of your own in North Dakota? Perhaps a USDA mortgage might be the answer! Through the USDA’s special mortgage program, we are happy to help North Dakota residents pursue their goal of home ownership.

    The program, which began in 1949, has already enabled over 2.7 million American citizens living in rural areas the opportunity to buy their own home. It is the only mortgage program that allows a zero money down payment that is available to those outside of the US military. They also provide benefits that are tough to find in typical mortgage programs.

    As a major agricultural state, North Dakota is a substantial producer of cereal grains, nut oil, peas, beans, and sugar beets. Much of the state is very rural, so it is not surprising that there are homes available for USDA financing in all 53 counties. Regardless of where you’d like to put down roots in the Peace Garden State, from the Great Plains region to the fertile Red River Valley, and even the outlying areas near Bismark, Fargo, and Minot, the possibilities are there!

    Qualifying for a USDA Mortgage

    Like every mortgage program, there are guidelines to consider. Here are a few:

    • Borrowers must meet certain income requirements.
    • There is a limit on the loan amount because the program is designed for modest dwellings.
    • The property must be in an area designated as rural by the USDA.

    Call one of our mortgage professionals today see if a USDA mortgage might be the right fit for your home financing needs.

    Some Additional Resources - North Dakota Mortgage Banker & Credit Union Associations

    ND State Flag - Information on North Dakota mortgage banks, brokers, and credit unions.We are a North Dakota mortgage lender dedicated to helping home buyers and homeowners in the Peace Garden State achieve their goals of homeownership. Please contact us today for a free mortgage rate quote by calling 800-634-8616 or complete the rate quote form on the right to check current interest rates.

    As a service for our visitors, we have compiled a list of some additional resources from mortgage broker, banking, and credit union groups that focus on the mortgage industry in the State of North Dakota.

    North Dakota Bankers Association
    http://www.ndba.com/
    PO Box 1438
    Bismarck ND 58502-1438
    701-223-5303

    *The National Association of Mortgage Professionals did not list a ND mortgage broker state affiliate on the namb.org web site at the time this page was created. You may want to visit their site to see if that information has since changed.

    Credit Union Association of  the Dakotas
    http://www.midamericacua.coop/
    2005 North Kavaney Drive
    PO Box 7250
    Bismarck, ND 58507-7250
    701-258-5760

    Thank you for considering American Financial Resources for your next refinance or home purchase loan. Let us know if you have any questions by calling 800-634-8616.

     




    American Financial Resources is a BBB Accredited Business. Click for the BBB Business Review of this Mortgage Banker in Parsippany NJ