• Get Started Now
  • Mortgage Refinancing
  • HARP Refinance
  • Cash-Out Refinancing
  • Quick Pre-Approval
  • Refinance Rates
  • Get Started Now
  • Purchase Financing
  • First Time Home Buyers
  • Fast Pre-Approval
  • Purchase Rates
  • Mortgage Education Center
  • Fixed Rate Mortgages
  • Adjustable Rates Loans
  • FHA Loans
  • HARP Loans
  • VA Mortgages
  • USDA Rural Housing Loans
  • Mobile Home Loans
  • Low Credit (600-620)
  • Investment Property Loans
  • Jumbo Loans
  • Interest Only Mortgages
  • FHA 203K Rehab Loans
  • Zero Down Mortgages
  • About AFR
  • Official Blog
  • Consumer NMLS Access
  • Loan Consultants
  • Careers
  • AFR Partners
  • Contact Us
  • AFR Mortgage Reviews
  • BBB Ratings
  • AFR Gives Back
  • Privacy Statement
  • Fair Lending | Equal Credit
  • Legal & Licensing
  • AFR Wholesale
  • Current Mortgage Rates
  • Payment Calculator
  • Refinance Breakeven Calc
  • Points Calculator
  • 30 vs 15 Yr Calculator
  • Bi-Weekly Calculator
  • Make an Online Payment

  • Home > Programs > Investment Property > Non Owner Occupied Mortgage

    Non Owner Occupied Mortgage Financing

    Man painting a house. Check non owner occipied mortgage rates at afrmortgage.com today.A purchase or refinance mortgage for a non owner occupied property, also referred to as an investment property, is in many ways the same as a home loan for a house the owner will live in as his or her primary residence. The mortgage applicant must qualify for the loan based on several factors such as income, credit history, assets, and other debts. Because non owner occupied loans are more risky for the bank or mortgage lender the requirements are typically more strict. In order to meet the guidelines of the loan program greater equity in the property, a higher credit score, and more money in savings may be needed, when compared to a similar loan amount for an owner occupied home.

    AFR's Non Owner Occupied Mortgage Rates

    At American Financial Resources we have extensive experience working with real estate investors. We pride ourselves on offering some of the lowest non owner occupied mortgage rates available, helping your money work even more effectively for you. Our home loan experts know the questions to ask, and the documentation to request up front, avoiding costly and frustrating delays down the road.

    To learn more or to get started on an application simply call 800-316-9508.

    Additional Resources For Real Estate Investors:



    Translate: Spanish French German Italian Portuguese Chinese (Simplified) Japanese Korean Russian


    Google+   American Financial Resources is a BBB Accredited Business. Click for the BBB Business Review of this Mortgage Banker in Parsippany NJ