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  • Home > Massachusetts Mortgage > MA USDA Rural Housing Loans

    Massachusetts USDA Rural Housing Loans from AFR

    A woman and her pet dog sitting in the front yard. Call 800-316-9508 today to discuss your MA mortgage options.Are you considering a home purchase in Massachusetts, but fear you'll have to pay Boston or Martha's Vineyard prices, no matter where you are? For those contemplating home ownership in The Bay State, keep in mind that there are so many more possibilities. If you have had difficulty securing a down payment or have experienced credit issues; a USDA Rural Housing loan could be for you. As a USDA approved lender, American Financial Resources is pleased to show you all the possibilities.

    From the rural charm of Franklin County to Johnny Appleseed Country in central MA to America's Hometown of Plymouth, there are a large number of USDA eligible properties available in Massachusetts. There are homes in all 14 counties, from Barnstable to Nantucket-close to cranberry bogs, horse farms, and even great fishing spots, that qualify. Since eligibility is based on both the property and the borrower, it's best to contact an AFR loan specialist.

    Qualifying for a MA USDA Mortgage

    Although the USDA Rural Housing program is more flexible than ever before and provides outstanding benefits, it does come with strict guidelines. Here are a few:

    • The home must be used as the borrower's primary residence. It cannot be used as a rental, investment property, or second home.
    • The borrower must meet certain income requirements.
    • There is a limit on the loan amount because the program is designed for modest dwellings.

    If you are interested in learning more about how to apply for this zero down mortgage program, eligibility rates, and designated properties, please contact AFR at 800-316-9508. We also offer a full range of additional home financing choices-one is sure to be right for your next Massachusetts home purchase!

    American Financial Resources is a BBB Accredited Business. Click for the BBB Business Review of this Mortgage Banker in Parsippany NJ