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  • Home > Loan Programs > Investment Property Mortgages

    Investment Property Loan Financing

    House with ForRent sign. Search for low mortgage rates for investment property with AFR.Lower property values and historically low mortgage rates have made it an excellent time to consider investing in real estate. And at American Financial Resources, we're here to assist you with all of your residential investment property financing needs.

    We finance most types of 1-4 unit rental properties through much of the Unites States. We offer conventional fixed rate mortgages, adjustable rate loans, and non-conforming jumbo loans for higher end properties.

    Give a call today at 800-634-8616 for a free, no obligation consultation. If you're simply looking for a rate quote, please complete the Quote Form on this page and we'll follow-up with you with pricing for your unique scenario.

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    What is considered an investment property?

    There is a wide variety of residential properties that would need to be financed with an investment property loan. Some of these include:

    • Long term rental properties. Have you considered being a landlord? With many people exiting the housing market due to foreclosure or market uneasiness there are more and more people looking to rent a home. You can also consider looking for an investment property near a college or university where there will be students looking for housing.

    • Short term vacation rental properties. Buy that dream retirement home now and get to enjoy it on vacations while it generates income the rest of the year! (Check with your tax professional about limitations on your own use of investment homes.)

    • A home purchased near your primary residence. If you already own a home (and do not intend to sell it or rent it) and purchase another property you will likely need to obtain a second home mortgage or an investment property loan. In general unless you are near a resort or vacation community if your additional property is near your primary residence it must be financed by an investment property mortgage.

    Contact Us About Our Investment Property Mortgages

    Contact your American Financial Resources loan consultant to learn more about the investment property financing process. Whether this is your first rental or an addition to a portfolio of real estate, our experienced professionals are ready to assist you every step along the way. Reach them at 800-316-9508. If you already have an investment property loan be sure to ask if we can lower your interest rate through a refinance.

    Learn more about financing an investment property:

    More on Rental Property Loans
    Investment Property Refinancins
    Reasons To Consider Investing In Real Estate

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    American Financial Resources is a BBB Accredited Business. Click for the BBB Business Review of this Mortgage Banker in Parsippany NJ