• Get Started Now
  • Mortgage Refinancing
  • HARP Refinance
  • Cash-Out Refinancing
  • Quick Pre-Approval
  • Refinance Rates
  • Get Started Now
  • Purchase Financing
  • First Time Home Buyers
  • Fast Pre-Approval
  • Purchase Rates
  • Mortgage Education Center
  • Fixed Rate Mortgages
  • Adjustable Rates Loans
  • FHA Loans
  • HARP Loans
  • VA Mortgages
  • USDA Rural Housing Loans
  • Mobile Home Loans
  • Low Credit (600-620)
  • Investment Property Loans
  • Jumbo Loans
  • FHA 203K Rehab Loans
  • Zero Down Mortgages
  • About AFR
  • Official Blog
  • Consumer NMLS Access
  • Loan Consultants
  • Careers
  • AFR Partners
  • Contact Us
  • AFR Mortgage Reviews
  • AFR Gives Back
  • Privacy Statement
  • Fair Lending | Equal Credit
  • Legal & Licensing
  • AFR Wholesale
  • Current Mortgage Rates
  • Payment Calculator
  • Refinance Breakeven Calc
  • Points Calculator
  • 30 vs 15 Yr Calculator
  • Bi-Weekly Calculator
  • Make an Online Payment

  • Home > California

    Your California Mortgage Lender
    American Financial Resources

    Extended family gathered at the table. Get great California home loans from AFR. American Financial Resources is excited to bring low interest rates and great loan programs to the great state of California. Because we are a direct mortgage lender we can close your loan quickly and efficiently, whether you are financing a condo in Los Angeles, a single family home in San Diego, or an estate looking out over the San Francisco Bay. Our loan consultants are experienced and professional and will work hard to earn your trust. They want you to come back to them for your next CA home loan!

    California Refinance Mortgages available to those with little equity

    At AFR we understand that many California home owners saw the equity in their homes disappear as home prices fell during the recent economic downturn. Even if you paid your mortgage on time every single month as other homes were foreclosed on or sold for much less than in recent years it brought the value down of all the homes around them. The housing market is starting to show signs that it is gaining strength, but that is little comfort to those whose adjustable rate mortgage loans or interest only mortgages may be set to adjust higher, or to those paying higher rates who would like to refinance.

    Thankfully, there are refinance loan programs available through American Financial Resources which allow you refinance your mortgage even if you have almost no equity. FHA loans will finance up to 97.75% of your home's value so you don't have to let today's low California mortgage rates pass you by. AFR also has refinancing options for investor loans.

    Request California Interest Rates

    Contact American Financial Resources today to find out what today's low mortgage rates are. Request a quote, call us at 800-316-9508, or Get Started through our website. Leave worrying about your mortgage loan to us, and you can be out enjoying all that your great state has to offer. Whether you prefer sailing on the San Francisco Bay, mountain biking in the Mojave desert, hiking the Redwood forests, or skiing in Lake Tahoe, you can be sure your home financing is in great hands!

    Additional California mortgage resources:


    Bookmark and Share


    American Financial Resources is a BBB Accredited Business. Click for the BBB Business Review of this Mortgage Banker in Parsippany NJ