• Get Started Now
  • Mortgage Refinancing
  • Refinance Options
  • Debt Consolidation
  • Quick Pre-Approval
  • Refinance Rates
  • Get Started Now
  • Loan Programs
  • Purchase Financing
  • First Time Homebuyers
  • Fast Pre-Approval
  • Purchase Rates
  • Mortgage Education Center
  • Home Loan Programs
  • Fixed Rate Mortgages
  • Adjustable Rates Loans
  • FHA Loans
  • VA Mortgages
  • USDA Rural Housing Loans
  • Mobile Home Loans
  • Low Credit (600-620)
  • Investment Property Loans
  • Jumbo Loans
  • Interest Only Mortgages
  • FHA 203K Rehab Loans
  • Zero Down Mortgages
  • About AFR
  • Meet AFR Video & Commercials
  • Consumer NMLS Access
  • Loan Consultants
  • Careers
  • AFR Partners
  • Contact Us
  • AFR Mortgage Reviews, American Financial Resources Reviews, Client Testimonials
  • BBB Ratings
  • AFR Gives Back
  • Free Mortgage Widgets
  • AFR's Blog
  • Privacy Statement
  • Fair Lending | Equal Credit
  • Legal & Licensing
  • AFR Wholesale
  • InSite
  • Current Mortgage Rates
  • Payment Calculator
  • Refinance Breakeven Calc
  • Points Calculator
  • 30 vs 15 Yr Calculator
  • Bi-Weekly Calculator
  • Make an Online Payment


  • Smiling man and woman dressed professionally.10 Questions to Ask A Mortgage Lender

     

    1. Which mortgage programs am I eligible considering my scenario?

    2. Which program makes the most sense for me, and what is the current cost?

    3. What fees will be associated with my loan? Which, if any, are due before closing and when, and which, if any, are refundable, and under what circumstances?

    4. When can I expect my closing to occur?

    5. Who should I contact with questions about my loan?

    6. Will I be required to pay PMI?

    7. Is there any pre-payment penalty association with my mortgage?

    8. Can my interest rate or monthly payment change over time?

    9. When will I know whether I have been approved for the loan?

    10. Do you have references for past clients I can speak with?

    Learn more in the Mortgage Education Center.


    Translate: Spanish French German Italian Portuguese Chinese (Simplified) Japanese Korean Russian

      American Financial Resources is a BBB Accredited Business. Click for the BBB Business Review of this Mortgage Banker in Parsippany NJ