100% Home Loans

There are very few 100% home mortgage programs available when compared with 5-10 years ago. Today, we have access to two of these remaining 100% home mortgage products (this is always subject to change as programs are constantly evolving). The first option is a USDA rural housing loan. USDA mortgage programs are designed to help low and middle income individuals and families purchase residences in rural communities. Income restrictions apply by area and you can check for area income limits by clicking here. The other type of 100% home loan programs that are available are VA loans. 100% va home loans are available to eligible veterans, active duty personnel, reservists, national guard members, and some surviving spouses. You can check eligibility requirements by visiting the web site for the United States Department of Veterans affairs.

Request 100% Home Mortgage Information

Call 800-316-9508 and speak with one of our 100% home loan experts.
Request a Rate Quote using the Form on this page. We use an automated pricing engine and 100% home mortgage programs may not always show in the results because of the intricacies of pricing these products. If you do not find what you are searching for, please give us a call to verify.
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Is an FHA loan a 100% home loan?

We get asked that question every day. The quick answer is "no". FHA loans require 3.5% down. Don't be discouraged, give one of our loan consultants a call to discuss what type of funds can be used to cover the down payment.

Additional information on zero down mortgage programs.

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